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Health insurance is a type of insurance that provides coverage for medical costs incurred due to an injury or illness. These expenses can be related to doctor's consultation fees, hospitalization costs and medicine costs etc.

Premium is what you pay to buy health insurance, and it is the amount you agree to pay to the health insurance company in return for the health insurance plan.

Your health policy will be cancelled if you cannot pay your health insurance premium. Health insurance companies offer you a grace period of 15 to 30 days if you don't pay the premium on time. You can renew your health insurance plan within this grace period, but if you miss this chance as well, you risk losing your health plan.

Yes, many health insurers offer medical coverage for AYUSH treatments in India. However, a health plan that covers alternative therapies like Ayurveda, homoeopathy, and others might have an upper limit on the coverage limit.

As per the Insurance Regulatory and Development Authority of India (IRDAI) in 2019, Every health insurance company is required to insure robotic and modern treatments. Therefore, all insurance companies provide coverage for it with some sub-limits and conditions.

Cumulative bonus in health insurance is a financial benefit you receive as a reward for not making any claim in a single policy year.

"Health Insurance comes in various variants. Below mentioned is the list of different types of health insurance plans available in the market:"
• Individual Health Insurance
• Family Floater Health Insurance
• Senior Citizen Health Insurance
• Critical Illness Health Insurance
• Top-up Health Insurance

Yes, you can claim tax benefits under Section 80D of the Income Tax Act of 1961 if you have a health insurance plan.

It would be best if you bought health insurance so that you don't have to use up your entire life savings to pay for medical expenses in case of an emergency.

The policyholder can make any number of claims yearly, but the claim amount must be within the sum insured.

There are many different policies that you can buy, and there are many conditions that affect a health insurance policy; these include age, gender, medical history, lifestyle, etc.

There is no right age to buy a policy. But the earlier you buy the policy, the lesser the premium. The reason is that when you are young, there is a lesser risk of illness as compared to someone who is in their 50s or 60s.

Copayment is a certain percentage of the claim that the insured agrees to pay along with the insurance company. The insurer then pays the remaining claim amount.

Pre-hospitalization expenses refer to the medical expenses incurred before getting admitted to a hospital. Post-hospitalization expenses refer to the cost of follow-up tests and consultation treatment charges incurred after getting discharged from the hospital.